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Standard Chartered Personal Unsecured Loan: Get up to GHS350,000 instant loan Now!

There are more people in the world today than ever before.

With that comes the opportunity to meet the needs of more people.

But the problem is that not everyone is fortunate enough to find the success and get their dream.

With this in mind, it can be a struggle to find the funds you need to make your dream a reality.

It is not always easy to find a loan, especially when you don’t have any collateral.

Often times, people are looking for a short term loan that they can use to tide them over until they get their next paycheck.

This is where the Standard Chartered Personal Unsecured Loan comes in!

If your credit is not perfect, but you’re still looking for a short term loan, here is your solution.

This blog will take a look at how to get up to GHS350,000 instant loan with Standard Chartered Bank.

What is Standard Chartered Bank Personal Unsecured Loan?

standard chartered personal unsecured loan get up to ghs350000 instant loan now
standard chartered personal unsecured loan get up to ghs350000 instant loan now

Standard Chartered Bank Personal Unsecured Loan is a designed loan product intended to clients meet their financial requirements.

What are the features of the Standard Chartered Bank Personal Unsecured Loan?

Below are all the features of this Unsecured personal loan.

  1. Flexible Long Tenure: First, this loan product ease your financial management with Standard Chartered Bank’s convenient repayment schedule of up to 6 years.
  2. Loan Protection Insurance: Second, with the Credit Life Insurance, you are covered in case of death, leaving your relatives obligation free.
  3. Smart Scheme Personal Unsecured Loan: Third, this unsecured loans helps you in buying a brand new car, paying fees for your post-graduate degree or paying for your child’s school fees.
  4. Smart Credit: Last not least, If your salary is paid through a Standard Chartered Bank account you could be eligible to take this loan.

Benefits Standard Chartered Bank Personal Unsecured Loan

The Standard Chartered Bank Personal Unsecured Loan comes with a whole lots of merits,

Below are the three major benefits one gets for applying for this personal unsecured loan:

  • The applicant enjoys 60 months flexible repayments period.
  • The applicant get high loan amount up to GHS350,000 with no security required
  • The applicant get access to your account through online and mobile banking.

Who is Eligible for Standard Chartered Bank Personal Unsecured Loan?

personal unsecured loan
personal unsecured loan

There are two phases of eligibility requirements, one phase Ghanaian applicants and the Other phase for Non-Ghanaians.

Ghanaian Applicants

For Ghanaians, the applicant must have the following:

  • Net minimum salary of GHS1,000
  • Salaried worker.

Documents Required for Ghanaian Applicants

As a citizen of Ghana, you must have the following documents in other tk be able to apply for this loan:-

  • Completed application form
  • ID – Important Information Document
  • Passport / Driver’s Licence / National Identification Card / Voters ID
  • Most recent salary slip
  • Bank statements for the last 3 months
  • Letter of Undertaking required

Residents & Non Ghanaians Applicants

For Residents & Non Ghanaians, the applicant must have the following:

  • Net minimum salary of GHS1,000
  • Salaried worker

Documents Required for Residents & Non Ghanaians

As a Resident & Non-Ghanaian, you must have the following documents in other tk be able to apply for this loan:-

  • Completed application form
  • ID – Important Information Document
  • Passport / Driver’s Licence / National Identification Card / Voters ID
  • Most recent salary slip
  • Bank statements for the last 3 months
  • Letter of Undertaking required

How much can I borrow with Standard Chartered Bank Personal Unsecured Loan?

Personal Clients can borrow up to GHS 250,000; while Priority Clients can access up to GHS 350,000

However, remember there’s a terms and conditions that apply.

You can read the terms and conditions in the PDF below:

Download Terms and Conditions – Variable Rate Loans

Download Terms and Conditions – Fixed Rate Loans

How to apply for Standard Chartered Bank Personal Unsecured Loan?

standard chartered bank personal loan application form
standard chartered bank personal loan application form

Certainly, all the questions buzzing your mind are answered.

And I’m sure you’ve gotten all the information you need to know about this Personal Unsecured Loan.

So, it’s now time to show you how to apply for this loan, successfully!

To apply for this loan, kindly head over to Standard Chartered Bank official website. Please CLICK HERE!

Provide the following information about you and Standard Chartered Bank will call you to confirm and discuss the way forward.

  • Your full Name
  • Your Telephone Number
  • A Valid email address
  • Your country of residence
  • Your Income in Ghana’s cedi
  • Select what you are interested in :- My Personal Bank needs, My Business Banking Needs, My Digital Bank Needs.
  • After this, select the other option related to your needs.
  • Are
  • Are you existing customer? Select Yes or no.

Once Done, Click On SUBMIT!

Standard Chartered Bank will contact you asap to proceed the loan application with you.

All the best!

Standard Chartered Bank Contact info.

You can contact Standard Chartered Bank via any any of the following mediums:

Call their hotline for further information.

0302 740100

Email:

Please send a message and they will be in touch as soon as possible.Email Us

Locate Any of the their branch

Visit the branch that is nearest to you.

Find a Branch

Conclusion

We hope you enjoyed our article about Standard Chartered Personal Unsecured Loan.

This is an amazing product to have if you’re in need of a loan and don’t have a lot of collateral to offer.

Thank you for reading, we hope that this article was able to help you out in your quest for an unsecured personal loan.

Born Frank Osei Nyarko, Prominently known as Supremo DM - Online Whizz! I'm somewhere between "CRISP" and "Shut the F*ck Up"! LIFE IS TOO SHORT FOR A LONG STORY. #ActionOnly! Visit "Contact Me" page if you want to…

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